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IDENTITY THEFT SHIELD
Offered exclusively through Pre-Piad Legal Services, Inc.
IDENTITY THEFT OR IDENTITY FRAUD?
This can often be confusing. Especially when
you think you've been the victim of Identity Theft but the institution you
are dealing with is calling it Identity Fraud or something else. Don't be
alarmed, there are many different terms used to describe the crime of
Identity Theft. Depending on whom you talk to and/or what instrument was used
to perpetrate the fraud, Identity theft could be referred to as any of the
following: ID Theft, Identity Fraud, Bank Fraud, Account Takeover, Credit
Card Fraud, Criminal Identity Theft, Check Fraud, New Account Fraud, or Wire
Fraud. Although different institutions, companies or agencies may use these
terms, do not be confused. The crime is still Identity Theft!
According to the FBI, anyone can fall victim
to this crime because personal information is so readily available through
new technology in recent years. A recent General Accounting Office
report shows that almost a Million Americans fall victim to identity theft
every year. And that statistic is likely rather low. Some victims
don't know they're being taken while others are too embarrassed to do
anything about it.
Although this crime is committed in many
forms such as credit card number fraud, social security number theft and
other similar methods, the unsuspecting victims pay a high price to regain
their identity and repair the damage. Identity theft can take up to 2
years to discover and 2 years to resolve. In fact, you could be a victim
right now and not know. Victims spend literally 24 months and sometimes
more than $2,200 just to restore their credit rating after the theft has
HOW CAN SOMEONE STEAL YOUR IDENTITY?
By co-opting your name, Social Security
number, credit card number, or some other piece of your personal information
for their own
use. In short, identity theft occurs when someone appropriates your personal
information without your knowledge to commit fraud or theft.
Here are some ways that identity thieves
ØThey open a new
credit card account, using your name, date of birth, and Social
Security number. When they use the credit card and don’t pay the bills, the
delinquent account is reported on your credit report.
ØThey call your credit card issuer
and, pretending to be you, change the mailing address on your credit card
account. Then, your imposter runs up charges on your account. Because
your bills are being sent to the new address, you may not immediately
realize there's a problem.
cellular phone service in your name
ØThey open a bank
account in your name and write bad checks on that account.
In Identity-theft cases, the victim often
has to prove his or her innocence. This shocks most new identity-theft
victims. They naturally expect the police, the credit grantors, the
credit-reporting agencies and others in high places to help them. Maybe it
should be that way…but often it isn't.
PROTECTION AND RESTORATION PROVIDED BY KROLL, INC. NOW OFFERED EXCLUSIVELY TO
INDIVIDUALS BY PRE-PAID
LEGAL SERVICES, INC.
With Identity Theft being the fastest growing
crime in North America, the ever increasing need for Identity Theft
Protection and Restoration has never been greater than it is today.
Identity theft benefits by Kroll Background America Inc., a subsidiary of
Kroll Inc, are now for the first time available to individuals exclusively
through Pre-Paid Legal Services, Inc.
By adding the new Identity Theft Shield
service to a family membership, Pre-Paid Legal Services members will have toll
free access to the identity theft specialists at Kroll. This new
benefit is immediately available for $9.95 per month in approximately 20
states and will be offered in additional states pending regulatory approval,
as an added benefit to the Pre-Paid Legal family plan membership.
The identity theft related benefits include
a credit report and related instructional guide, a credit score and related
instructional guide, credit report monitoring with daily online and monthly
offline notification of any changes in credit information, up to $25,000 in
credit restoration expense reimbursement insurance and comprehensive identity
theft restoration services.
"We believe Kroll brings to the table
the very best, most comprehensive identity theft solution benefits available
in the marketplace," said Pre-Paid Chairman Harland Stonecipher. "We
see this new relationship as a combination of the best in legal service
benefits with the best in identity theft solutions."
"We are delighted to partner with
Pre-Paid Legal Services to offer their clients high-quality, cost-effective
access to identity theft related benefits through Kroll's fraud
experts,"said Troy D. Allen, vice president of Kroll Background America
"Now, through Pre-Paid, middle-income families have yet another
valuable product to help achieve greater financial security and piece of mind."
"Anyone that has been through the
nightmare of Identity Theft will tell you that this new service is ‘cheap
insurance’ that just makes good sense considering the extreme burden of
restoring your identity and credit, especially in today's ever increasing
threat through technology" said Dora J. Shreffler, Pre-Paid Legal
Services, Inc Independent Associate."If your car broken into, you know
it right away and the crime is over, but with Identity Theft, you don't know
until it is too late and even when you do finally discover the crime, it is
very difficult to put a stop to it. Then the real burden becomes the
time and expense of repairing your credit and recovering your Identity."
LET US HELP YOU BEFORE IT'S TOO
Kroll Inc. (Nasdaq: KROL), the world's leading independent
risk consulting company, provides a broad range of investigative,
intelligence, financial, security, and technology services to help clients
reduce risks, solve problems and capitalize on opportunities.
Headquartered in New York with more than 60 offices on six continents, Kroll
has a multidisciplinary corps of more than 2,200 employees and serves a
global clientele of law firms, financial institutions, corporations,
non-profit institutions, government agencies and individuals. Based in
Nashville, Tenn., Kroll's Background Screening Group provides employee and
vendor background investigations, substance abuse testing, disability claims
integrity programs, and identity theft solutions. For more information,
About Pre-Paid Legal
Pre-Paid Legal Services, Inc. develops and markets
legal service plans across North America. The plans provide for legal
service benefits, including unlimited attorney consultation, will
preparation, traffic violation defense, automobile-related criminal charges
defense, letter writing, document preparation and review and a general trial
defense benefit. More information can be located below.
When you select one of the two buttons below,
you will find a link to a short movie, as soon as you click on the movie or
HTML version (Flash player not required), the page will display additional information
where you will be able to learn more about Pre-Paid Legal Services, Inc.
If you answer YES to any of the
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